ELIGIBILITY TO BUY EC

• Your average gross monthly household income must not exceed $14,000.

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• You must not own or dispose of any private property within 30 months.

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• You must not bought directly from HDB twice (including resale flat with CPF housing grant).

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• You must form a proper family nucleus.

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1. Public Scheme
   
   - You must be a Singapore Citizen (SC) and at least 21 years old at the time of application.
   - You family nucleus must comprise at least another SC or Singapore Permanent Resident (SPR).
         

2. Fiance & Fiancee Scheme
   
   - You must be a SC and at least 21 years old at the time of application.
   - If your fiance/fiancee is below 21 years old, he of she can only be listed as an occupier in your EC application.
   -  If your fiance/fiancee is below 21 years old but above 18 years old, a written consent from the parents or guardians must be submitted with your EC application
    

3. Orphan Scheme
   
   - You must be a SC and at least 21 years old at the time of application.
   - A single orphan applicant and all his unmarried siblings are to be listed in the same application.
   - At least one of your deceased parents was SC or SPR
    

4. Joint Single Scheme
   
   - You must apply with another single person.
   - Both of you must be SC and at least 35 years old at the time of application.
   - You must apply jointly as co-applicants.
   - No CPF housing grant for this scheme.